Services | Financial Partnerships
Financial Partnerships
CFO-Level Financial Guidance for Growing Businesses
This is for business owners who've outgrown basic tax prep but aren't ready to hire a full-time CFO. You're making real money, making real decisions, and realizing that guessing isn't a strategy. Financial Partnerships puts an experienced financial advisor in your corner year-round — for the tax strategy, the cash flow questions, the hiring decisions, and everything in between.
When are questions and planning not enough?
At a certain point, questions and planning aren’t enough.
You’re running a business. Money is moving. Decisions carry weight.
And it’s not just about taxes anymore, it’s about how everything is working together inside the business.
This is where I step in more consistently, so you’re not carrying all of that on your own.
When is a Financial Partnership a good fit?
- your business is generating strong, consistent revenue
- you’re making decisions that impact cash flow, taxes, and growth
- you want a clearer understanding of what’s actually happening financially
- you’re tired of reacting and want to be more intentional
- you want someone involved who can help you think through decisions, not just answer questions
What does an ongoing working relationship look like?
This is an ongoing working relationship, not a one-time service.
Each month, I’m reviewing your numbers, looking at what’s happening, and helping you understand what it means.
That includes:
- monthly financial reviews based on your business data
- a detailed financial health report (your scorecard)
- identifying risks, gaps, and areas that need attention
- highlighting opportunities and wins you may not be seeing
- helping you understand how your decisions are impacting the business
- ongoing conversations as situations come up
This isn’t just reporting.
It’s interpretation, context, and direction.
What happens each month in a partnership?
- gather and review your financial data
- walk through your numbers together
- talk through what’s working and what needs attention
- identify next steps and priorities moving forward
You’re not just getting a report, you’re understanding what to do with it.
Are you my bookkeeper?
But I do provide oversight.
That means:
- reviewing your numbers for accuracy and consistency
- helping catch issues or gaps
- guiding corrections when something is off
- working alongside your bookkeeper (or helping you find one if needed)
What does a Financial Partnership not cover?
This isn’t day-to-day bookkeeping or transactional work.
It’s also not a one-time advisory engagement.
This is ongoing involvement in your business, focused on clarity, direction, and decision-making.
What does it mean to stop guessing about money?
You’re not guessing anymore.
You’re not trying to piece things together on your own.
You have someone who understands your business, your numbers, and your direction, helping you think through decisions and move forward with clarity.
“She Was Making Good Money and Still Felt Broke”
The Situation
A client came to me three years into running her service business. Revenue had grown to just over $300,000 — genuinely impressive for a solo operator — but every month felt like a scramble. She was profitable on paper and stressed about cash constantly. She’d received a surprise tax bill the prior year that wiped out most of her savings buffer. She didn’t have a plan. She had a pile of receipts and a lot of anxiety.
What Changed
We started working together on a monthly basis. First thing we did was get a real picture of her cash flow — not just what she earned, but when it actually landed and what was committed going out. We identified three recurring expenses that had been quietly draining margin for over a year. We set her quarterly estimated tax payments correctly for the first time, so she was building toward her liability instead of getting blindsided. Mid-year, we ran the numbers on an S-Corp election and timed it for the following January — saving her over $14,000 in self-employment tax in year one alone. We built her a simple dashboard she could look at monthly without needing a finance degree to understand it.
The Outcome
By the end of the year, she had three months of operating reserve in a dedicated account. Her tax bill was exactly what we projected — no surprises. She described it as ‘finally feeling like I actually run a business instead of react to one.’ That’s the goal.
Customized to the level of support you need
Financial Partnerships are customized based on the level of support your business needs.
Some business owners simply need monthly financial oversight and strategic guidance. Others need deeper involvement, reporting review, planning conversations, and ongoing support throughout the month.
Because of that, every partnership is structured after an initial conversation.
Most Financial Partnerships typically fall within a range of:
$1,000 – $3,000 per month
After we meet, I’ll put together a recommended structure based on your business, goals, and the level of support that makes the most sense for you.
Is this where you are?
We can start with a conversation and walk through what your business needs, and what this would look like for you.